Hana Bank has taken additional measures to manage household loans. It has suspended new applications for non-face-to-face home mortgages and decided to limit minus account balances to 50 million won.
According to the financial sector, Hana Bank stopped accepting new non-face-to-home mortgage applications starting on the 7th. For variable-rate home mortgages, it will cease accepting new applications not only through non-face-to-face channels but also via in-person channels such as branch offices starting from the 12th.
At the same time, minus account limits will be capped at 50 million won starting on the 11th. Existing credit loan restrictions per borrower will remain in place.
Previously, Hana Bank had limited credit loans per borrower to 100 million won and blocked new mortgage insurance for home loans as part of its household loan management efforts. Last month, it also halted applications processed through loan recruiters. Despite these measures, demand for loans continued, prompting the bank to introduce further regulations. In the banking sector, institutions are raising the level of control by adjusting per-person limits and branch-specific handling caps to manage total household loan volumes.
A Hana Bank official stated, "These measures will be taken to ensure efficient management of household loans and maintain a stable financial supply focused on genuine borrowers."
in FINANCE
